Lucid Trading Review 2025: ~15 Minute Payouts & No Monthly Fees
Looking for a prop firm with the fastest payouts in the industry? Lucid Trading processes withdrawals in approximately 15 minutes—not days, not hours, minutes. In a world where most prop firms make you wait weeks for your hard-earned profits, Lucid has completely disrupted the game.
Combined with absolutely no monthly fees (just a one-time evaluation cost), a generous 90/10 profit split, and completely FREE activation, Lucid Trading has quickly become a favorite among futures traders since launching in 2023. But does it live up to the hype? Is it really better than established players like Apex Trader Funding or Topstep?
In this brutally honest 4000+ word review, we'll break down everything you need to know about Lucid Trading: real pricing with our exclusive 35% discount, hidden costs (spoiler: there aren't any), trading rules, the unique 40% consistency rule, platform options, and our expert verdict on whether Lucid deserves a spot in your prop trading portfolio.
⚠️ Risk Warning: Futures trading involves substantial risk of loss. Most traders fail prop firm evaluations. Evaluation fees are non-refundable. This is not financial advice—trade only with money you can afford to lose.
Quick Verdict Preview: Lucid Trading is a legitimate contender in the futures prop trading space. The ~15 minute payout speed is genuinely impressive and unmatched in the industry. The no monthly fees policy saves you $85+/month compared to Apex, and the 25K account with no daily loss limit is perfect for aggressive scalpers. However, the 40% consistency rule and newer company status (founded 2023) are factors to consider.
Let's dive deep into whether Lucid Trading deserves a place in your prop trading journey...
Overview: Why Lucid Trading is Disrupting Prop Trading
Lucid Trading entered the prop trading scene in 2023 with a simple but powerful mission: give traders their money faster than anyone else. While competitors like Apex Trader Funding process payouts twice per month and Topstep does weekly payouts, Lucid said "why wait?" and built a system that processes withdrawals in approximately 15 minutes.
But speed isn't Lucid's only differentiator. The company has also eliminated common pain points that plague traders at other firms. No monthly fees means you're not bleeding $85+/month just to keep your funded account active. No activation fees means your first payout isn't reduced by a hidden $100+ charge. And a 90/10 profit split ensures you keep the lion's share of your trading profits.
What Sets Lucid Trading Apart from Competitors
🏆Lucid's Unique Advantages
- ~15 min payouts - Fastest in the entire industry
- $0 monthly fees - Save $1,000+/year vs competitors
- FREE activation - No hidden costs to start trading
- 25K = No daily loss limit - Trade without restrictions
- 5 platform choices - Rithmic, NinjaTrader, Quantower, more
📊Credibility Indicators
- • 4.8/5 Trustpilot rating (689+ reviews)
- • $2M+ paid out to traders
- • Founded 2023 - newer but proven
- • USA-based company
- • Real-time dashboard for account tracking
- • Responsive support team
What Lucid Trading Offers
Lucid Trading specializes exclusively in futures trading, offering evaluation accounts ranging from $25,000 to $150,000. Like Apex and Topstep, this singular focus allows them to optimize everything—rules, infrastructure, support—specifically for futures markets. If you're looking for forex or crypto, you'll need to look elsewhere.
Account Types & Key Features:
PRO Evaluation Accounts - One-Time Fee
Single-phase evaluation with achievable profit targets. Pass once, get funded, pay nothing more monthly. The 25K account has NO daily loss limit—unique in the industry.
Path to Live Funding - 6 Payouts
After 6 successful payouts, you can transition to a live funded account with real capital. This provides a clear path from simulation to real trading.
Who Is Lucid Trading Best For?
Lucid Trading is ideal for futures traders who prioritize fast access to their profitsand hate monthly subscription fees. The combination of ~15 minute payouts, zero ongoing costs, and trader-friendly rules makes it particularly appealing to profitable traders who want their money NOW.
Scalpers
The 25K account with no daily loss limit is perfect for aggressive scalpers who hate artificial constraints. Take as many trades as you want without worrying about daily limits.
Cost-Conscious Traders
No monthly fees means you're not bleeding money just to maintain your account. Save $1,000+/year compared to competitors with monthly subscriptions.
Cash Flow Focused
If you rely on trading profits for bills or reinvestment, ~15 minute payouts mean your money is accessible almost instantly instead of waiting weeks.
⚡Why Lucid's Payout Speed Matters
Think about it: at most prop firms, you make a profit today and might not see that money for 2-4 weeks. That's YOUR money sitting in their accounts. With Lucid, you can request a payout every 5 days and receive it in ~15 minutes. For a trader generating $5,000/month, that's the difference between having immediate access to your profits vs. waiting nearly a month to use it.
Key Advantages: Why Lucid Trading Stands Out
#1: Lightning-Fast ~15 Minute Payouts
The fastest payout speed in the entire prop trading industry
Let's be absolutely clear: Lucid Trading's ~15 minute payout speed is genuinely unprecedented. While you're waiting 2 weeks at Apex or a month at some other firms, Lucid traders are already spending their profits. This isn't marketing fluff—it's a fundamental operational advantage that changes how you think about prop trading.
Payout Speed Comparison:
💡 Why This Matters:
Fast payouts aren't just about convenience—they're about cash flow management and compound growth. If you're generating $10K/month in profits, getting that money in minutes vs. weeks means you can reinvest in more evaluations, cover expenses, or simply have financial flexibility. Over a year, the difference in opportunity cost is significant.
💵#2: Zero Monthly Fees - Save $1,000+/Year
While competitors like Apex charge $85/month in "Performance Account" feesand Topstep runs on a $49+/month subscription model, Lucid Trading charges a one-time evaluation fee and NOTHING else. Ever.
Annual Cost Comparison (Funded Account):
The math is simple: That $1,000+/year you save on fees goes directly into your pocket. Over a 3-year trading career, that's $3,000+ in savings—enough to fund 10+ additional evaluation attempts or simply take home as profit.
💰#3: Industry-Standard 90/10 Profit Split
Lucid Trading matches the industry's best profit split: you keep 90% of all profits. This is on par with Apex and Topstep, and significantly better than firms stuck at 80/20.
Profit Split Impact (On $10,000 Profit):
🚫#4: 25K Account Has NO Daily Loss Limit
The 25K account at Lucid Trading is unique: it has absolutely no daily loss limit. This is rare in prop trading and gives aggressive traders complete freedom to recover from morning losses without being locked out for the day.
✅ Lucid 25K Account
Down $500 in the morning? See a great setup at 2pm and go for it. No artificial daily limits. Only the trailing drawdown matters.
Maximum trading flexibility ⚡
❌ Most Competitors
Hit your daily loss limit early? You're locked out for the entire day—even if the perfect setup appears later.
Artificial constraints hurt profits ⚠️
🎁#5: FREE Activation Fee - No Hidden Costs
Many prop firms hit you with a surprise $100-200 activation fee when you pass your evaluation. Lucid Trading charges $0 for activation. Pass your evaluation, get funded, start trading—no extra charges.
Combined savings: No monthly fees ($1,000+/year) + Free activation ($100-200) = Lucid is one of the most cost-effective prop firms for long-term traders. The one-time evaluation fee is truly all you pay.
💰Lucid Trading Pricing & Account Options
Lucid Trading offers four account sizes, from $25K to $150K. With our exclusive DEALPROPFIRM code, you'll save 35% on 25K and 50K accounts, or 30% on 100K and 150K accounts. Here's the complete breakdown:
| Account | Price | Profit Target | Max Loss | Daily Limit | Max Size | Action |
|---|---|---|---|---|---|---|
25K35% OFF | $120$78 | $1,250 | $1,000 | None! | 2 Mini / 20 Micro | Select |
50KBEST VALUE35% OFF | $160$104 | $3,000 | $2,000 | $1,200 | 4 Mini / 40 Micro | Select |
100K30% OFF | $275$192.5 | $6,000 | $3,000 | $1,800 | 6 Mini / 60 Micro | Select |
150K30% OFF | $370$259 | $9,000 | $4,500 | $2,700 | 10 Mini / 100 Micro | Select |
* Prices shown with code DEALPROPFIRM. After 6 successful payouts, you qualify for a live funded account with real capital.
Trading Rules: What You Need to Know to Pass & Stay Funded
Understanding Lucid's trading rules is critical to passing your evaluation and keeping your funded account. The rules are straightforward but have some unique elements like the 40% consistency rule. Here's everything you need to know:
🚨Rule #1: End-of-Day (EOD) Trailing Drawdown
Lucid uses an End-of-Day trailing drawdown, which is more forgiving than real-time trailing. Your drawdown only updates at the end of each trading day based on your highest closing balance—not intraday highs.
How EOD Trailing Works:
⚖️Rule #2: 40% Consistency Rule (Funded Accounts Only)
On funded accounts, no single trading day can account for more than 40% of your total profits. This ensures you're trading consistently rather than gambling on one big day.
Example:
✅Permitted Trading Strategies
- Scalping (perfect for 25K no-DLL)
- Day trading
- Swing trading (check overnight rules)
- Trading during news events
- Using indicators and algorithms
- Multiple positions simultaneously
❌Prohibited Actions
- ×Exceeding max contract limits
- ×Violating trailing drawdown
- ×Account sharing or selling
- ×Exploiting platform glitches
- ×Copy trading from external sources
- ×Hedging across multiple accounts
🖥️5 Trading Platforms Available
Lucid Trading supports five professional-grade trading platforms. Whether you prefer the industry-standard NinjaTrader, the advanced charting of Quantower, or cloud-based Tradovate, you have options:
Disadvantages: What Lucid Could Improve
No prop firm is perfect. To keep this review honest, here are Lucid's legitimate weaknesses:
#1: Newer Company (Founded 2023)
Lucid Trading is only 2 years old. While their 4.8/5 Trustpilot rating and $2M+ in payouts are promising, they don't have the decade-long track record of Topstep (2012) or Apex (2021). Risk-averse traders may prefer more established firms.
#2: 40% Consistency Rule
The 40% consistency rule on funded accounts means you can't rely on one big winning day. If you're a trader who occasionally hits home runs, this rule forces you to trade more consistently. Some see this as a feature (encourages good habits), others see it as a constraint.
#3: Futures Only
Like Apex and Topstep, Lucid only offers futures trading. If you want to trade forex, stocks, or crypto, you'll need a different prop firm like FTMO or Funded Next.
Complete Pros & Cons Summary
Pros
- ✅Fastest payouts in the industry (~15 min)
- ✅No monthly fees (one-time payment only)
- ✅FREE activation fee (no hidden costs)
- ✅4.8/5 Trustpilot rating (689+ reviews)
- ✅Pass evaluation in just 1 day minimum
- ✅5 trading platforms available
- ✅25K account has NO daily loss limit
- ✅Real-time trader dashboard
- ✅90/10 profit split (industry-leading)
- ✅EOD trailing drawdown (more forgiving)
- ✅Path to live funding after 6 payouts
✕ Cons
- ❌Futures only (no forex/crypto/stocks)
- ❌40% consistency rule on funded accounts
- ❌Newer firm (founded 2023)
- ❌No automatic scaling plan on PRO accounts
- ❌Smaller total payout history ($2M vs $600M at Apex)
- ❌Daily loss limits on 50K+ accounts
Lucid vs Apex vs Topstep: Head-to-Head Comparison
How does Lucid Trading stack up against the two biggest names in futures prop trading? Here's a direct comparison:
| Feature | Lucid Trading | Apex | Topstep |
|---|---|---|---|
| Cheapest Account | $78 (35% OFF) | $19.60 | $49/mo |
| Payout Speed | ~15 minutes 🏆 | 2x/month | Weekly |
| Profit Split | 90/10 | 90/10 | 90/10 |
| Monthly Fee | $0 🏆 | $85/mo PA | $49+/mo |
| Activation Fee | FREE 🏆 | Included | Included |
| Trustpilot | 4.8/5 🏆 | 4.5/5 | 4.5/5 |
| Total Payouts | $2M+ | $600M+ 🏆 | $100M+ |
| Founded | 2023 | 2021 | 2012 🏆 |
Our Take:
Choose Lucid if: You prioritize fast payouts and hate monthly fees. Perfect for profitable traders who want their money NOW.
Choose Apex if: You want the largest payout track record ($600M+) and don't mind the $85/month PA fee.
Choose Topstep if: You value a 12+ year track record and extensive educational resources.
Frequently Asked Questions
Our Verdict: 4.8/5 ⭐
Lucid Trading is the fastest-paying prop firm we've tested, and that alone makes it worth serious consideration. If you want your profits in ~15 minutes instead of waiting days or weeks, Lucid is genuinely unmatched in the industry.
The no monthly fees policy saves you $1,000+/year compared to Apex, and the free activation means no surprise charges. The 90/10 profit split matches industry leaders, and the 25K account's lack of daily loss limit is perfect for aggressive scalpers.
The main considerations are the 40% consistency rule (which encourages sustainable trading) and the fact that Lucid is a newer company (founded 2023). However, their 4.8/5 Trustpilot rating with 689+ reviews and $2M+ in verified payouts demonstrate they're delivering on their promises.
For futures traders who value fast payouts, low ongoing costs, and trader-friendly rules, Lucid Trading is an excellent choice in 2025.
Get 35% OFF with DEALPROPFIRM🏆MLS Score™ - Our Expert Rating
The MLS Score™ (Max Leverage Score) is our proprietary rating system based on 5 essential criteria for traders. Here's how Lucid Trading scores:
Overall Score
Based on 5 weighted criteria
- • Ultra-fast payouts (~15 min)
- • No monthly fees
- • Competitive 90/10 split
- • 25K has no daily loss limit
- • 40% consistency rule
- • Newer company (2023)
- • Futures only
Real Lucid Trading Reviews from Verified Traders
Don't just take our word for it. See what thousands of traders say about their experience with Lucid Trading on Trustpilot.
Disclaimer: Reviews displayed are sourced from Trustpilot, an independent review platform. DealPropFirm is not affiliated with Trustpilot. Reviews are displayed as-is without modification. Rating and review count are updated every 24 hours. For the complete and most current reviews, please visit Trustpilot directly.
Affiliate disclosure: We may earn a commission if you sign up through our links, at no extra cost to you. This helps support our independent reviews. All opinions are our own based on extensive testing.
Related Resources
Apex Trader Funding Review
The industry leader with $600M+ paid and current 90% OFF deal.
Tradeify Review 2025
Lightning-fast payouts (24-48h) with 4 challenge types including instant funding.
Funding Ticks Review
Two paths to funding: Pro+ evaluation or Zero instant funding.
Lucid vs Apex Comparison
Compare fastest payouts vs biggest track record.
How to Pass Prop Firm Challenges
Master the strategies needed to pass any prop firm evaluation.
Futures Position Calculator
Calculate position sizes and risk for futures contracts.