BrightFunded Review 2025: Up to 100% Profit Split & 24h Payouts
Looking for an honest BrightFunded review? You've come to the right place. In a prop trading market flooded with firms making bold claims, BrightFunded stands out as a European-based prop firmthat actually delivers on its promises.
But does their "up to 100% profit split" actually work? And are the 24-hour payouts as fast as they claim? In this comprehensive 2025 review, we'll break down everything you need to know: real pricing (including the current 10% discount with our exclusive link), trading rules, profit splits, and whether BrightFunded is right for YOUR trading style.
Quick Verdict Preview: BrightFunded excels at providing generous profit splits and lightning-fast payouts. The absence of consistency rules combined with unlimited trading time creates one of the most flexible trading environments in Europe. Perfect for experienced traders who want to maximize their earnings, though beginners might prefer firms with more educational resources.
Risk Warning: Trading forex and CFDs involves substantial risk of loss. Past performance does not guarantee future results. This is not financial advice—trade only with money you can afford to lose.
Let's dive deep into what makes BrightFunded one of the most promising European prop firms in 2025...
BrightFunded At a Glance
2-Step Challenge Pricing
Choose your account size and start your funded trading journey
Select an account below to see detailed specifications
Affiliate disclosure: We may earn a commission if you sign up, at no extra cost to you.
What is BrightFunded? The Complete Overview
BrightFunded is a European-based proprietary trading firm that provides traders with funded accounts through a 2-step evaluation process. Founded in 2023 and headquartered in the Netherlands, BrightFunded has quickly established itself as a reputable player in the prop trading space with over 50,000 traders worldwide.
What sets BrightFunded apart from competitors is their generous profit split structurethat scales up to 100% based on your performance, combined with 24-hour payout processing—one of the fastest in the industry. Unlike many prop firms that impose strict consistency rules, BrightFunded gives you the freedom to trade your strategy without artificial constraints.
Who is BrightFunded For?
- ✓Experienced forex traders who want maximum profit splits without consistency restrictions
- ✓Swing traders who need unlimited time to complete challenges without pressure
- ✓European traders who prefer dealing with a firm based in their regulatory jurisdiction
- ✓Traders who value fast payouts and want to access their profits within 24 hours
BrightFunded offers 6 account sizes: $5K, $10K, $25K, $50K, $100K, and $200K. Each account follows a 2-step evaluation process with an 8% profit target in Step 1 and 5% in Step 2. The most popular choice is the $100K account at €495 (€445 with the 10% discount), offering the best balance between capital and cost.
The profit split starts at 85% and can scale up to 100%as you progress through the scaling plan. Your evaluation fee is fully refundablewith your first profit withdrawal, making the initial investment much more palatable.
5 Key Advantages That Set BrightFunded Apart
1. Up to 100% Profit Split (Industry-Leading)
While most prop firms cap their profit splits at 80-90%, BrightFunded offers a scaling profit split that reaches 100%. You start at 85% and can progress through their scaling plan to keep every dollar you earn. Compare this to FTMO's fixed 80% split or even Funded Trading Plus's 90%.
This makes BrightFunded particularly attractive for high-volume traders who generate consistent profits—the difference between 80% and 100% on a $10,000 monthly profit is $2,000 extra in your pocket.
2. 24-Hour Payout Processing (Lightning Fast)
BrightFunded processes payouts within 24 hours of request—one of the fastest in the industry. Many competitors take 3-7 business days or even longer. When you've worked hard for your profits, you deserve to access them quickly without jumping through bureaucratic hoops.
Payout methods include bank transfer, crypto (Bitcoin, USDT), and Wise, giving you flexibility in how you receive your earnings. No minimum payout threshold means you can withdraw profits as soon as they're available.
3. No Consistency Rules (True Trading Freedom)
Unlike firms that require your best trading day to be under 40% of total profits or impose lot size consistency, BrightFunded has zero consistency requirements. Trade big on high-conviction setups, scale down when uncertain—your strategy, your rules.
This is crucial for traders who have variable risk management approaches. Whether you're a scalper who takes many small trades or a swing trader who takes fewer big positions, BrightFunded accommodates your style.
4. Unlimited Trading Period (No Time Pressure)
Both Step 1 and Step 2 of the evaluation have unlimited time to complete. This removes the artificial pressure of beating a 30-day clock, allowing you to trade only when market conditions align with your strategy.
The only requirement is a minimum of 5 trading days in each phase. This ensures you demonstrate consistent activity without forcing rushed decisions that lead to account violations.
5. European-Based with Strong Reputation
Based in the Netherlands, BrightFunded operates under European business standards and regulations. With a 4.5/5 rating on Trustpilot from over 1,200 reviews, they've built a solid reputation for reliability and trustworthiness.
For traders concerned about prop firm legitimacy after various industry scandals, dealing with a European-based firm adds an extra layer of confidence. Their responsive 24/7 customer supportthrough live chat and email ensures you're never left waiting when issues arise.
The Honest Truth: 3 Disadvantages You Need to Know
No prop firm is perfect, and BrightFunded has trade-offs you should understand before committing.
1. Relatively New in the Industry
Founded in 2023, BrightFunded is younger than established firms like FTMO (2015) or TopStep (2012). While they've built a good reputation quickly, some traders prefer firms with longer track records.
That said, their Trustpilot reviews and transparent operations suggest they're building for the long term, not just looking to collect fees and disappear.
2. MT5 Only (No MT4 or cTrader)
BrightFunded exclusively uses MetaTrader 5. If you're a die-hard MT4 user with custom indicators that don't port well, or if you prefer cTrader's interface, you'll need to adapt.
However, MT5 is objectively superior to MT4 in most ways—better charting, more timeframes, and improved backtesting capabilities. The transition, while inconvenient, might actually benefit your trading.
3. Limited Educational Resources
Unlike Earn2Trade's comprehensive Trader Career Path, BrightFunded doesn't offer extensive educational content or trading courses. They assume you already know how to trade.
If you're still learning, consider supplementing with external education from our free Trading Academyor choosing a firm with built-in education.
Bottom Line: BrightFunded is best suited for experienced traders who prioritize profit splits and fast payouts over educational resources. If you know how to trade profitably, these disadvantages are minor.
Trading Rules Explained: What You Can and Can't Do
BrightFunded's rule set is straightforward and trader-friendly. Here's everything you need to know to stay compliant and succeed.
Evaluation Rules (2-Step Challenge)
Step 1: 8% Profit Target
Reach an 8% profit on your account balance while respecting the 5% daily and 10% overall drawdown limits. You have unlimited time, but must trade a minimum of 5 days.
Step 2: 5% Profit Target
A lower 5% profit target to verify consistency. Same drawdown rules apply. Pass this and you become a funded trader.
Funded Stage: Trade & Withdraw
No profit targets in the funded stage. Trade at your pace, withdraw profits every 14 days (or faster with scaling), and enjoy up to 100% profit split.
Drawdown Limits (Critical!)
You cannot lose more than 5% of your account balance in a single trading day. Calculated from your balance at midnight server time (Europe/Amsterdam).
Your account equity cannot fall below 90% of your starting balance at any point. This is a static drawdown from your initial capital.
Important: Violating either limit results in immediate account termination. Always use stop losses and proper position sizing.
What's Allowed at BrightFunded
Profit Split & Payout Details
BrightFunded's payout structure is one of their biggest selling points. Here's how it works:
Profit Split Scaling
Payout Methods
- Bank Transfer - 1-3 business days
- Cryptocurrency (BTC, USDT) - Same day
- Wise Transfer - 1-2 business days
BrightFunded vs. Competitors: How Does It Stack Up?
| Feature | BrightFunded | FTMO | Funded Trading Plus |
|---|---|---|---|
| Max Profit Split | 100% | 90% | 100% |
| Payout Speed | 24 hours | 1-2 days | 3-5 days |
| Consistency Rules | None | Yes | None |
| Time Limit | Unlimited | 30 days | Unlimited |
| $100K Price | €495 | €540 | $499 |
| Trustpilot Rating | 4.5/5 | 4.8/5 | 4.5/5 |
| MLS Score | 4.6/5 | 4.8/5 | 4.7/5 |
BrightFunded offers the best combination of profit split potential and payout speed, making it ideal for traders who prioritize keeping more of their profits and accessing them quickly.
MLS Score™ – BrightFunded Rating
Our proprietary rating based on real trader data and performance metrics
Clear rules and European-based operations
No consistency rules, unlimited trading time
Up to 100% profit split with scaling
24/7 support, simple rules, fast onboarding
Refundable fee, newer firm but solid reputation
24-hour payout processing
Methodology: MLS Score™ evaluates prop firms across 6 key categories based on verified trader feedback, payout data, and rule analysis. Updated quarterly.
Frequently Asked Questions
Is BrightFunded legit?
Yes, BrightFunded is a legitimate prop trading firm based in the Netherlands. With a 4.5/5 Trustpilot rating from 1,200+ reviews and consistent payout track record, they've established credibility in the industry.
What is the minimum payout?
BrightFunded has no minimum payout threshold. You can request a withdrawal as soon as you have profits available, and it will be processed within 24 hours.
Can I use Expert Advisors (EAs)?
Yes, BrightFunded allows the use of Expert Advisors and automated trading strategies. However, copy trading services that mirror other traders' signals are prohibited.
Is the challenge fee refundable?
Yes, the challenge fee is fully refundable with your first profit withdrawal once you become a funded trader. This makes the initial investment much more palatable.
What instruments can I trade?
BrightFunded offers forex pairs, indices, commodities, and cryptocurrencies on the MT5 platform. Leverage varies by instrument type, with up to 1:100 on major forex pairs.
Final Verdict: Is BrightFunded Right for You?
BrightFunded delivers on its promises: up to 100% profit split, 24-hour payouts, and no consistency rules. For experienced forex traders who want to maximize their earnings and access profits quickly, it's an excellent choice.
Best For:
- Experienced traders seeking high profit splits
- Swing traders who need flexible time limits
- Traders who value fast payout processing
- Those who hate consistency rules
Not Ideal For:
- Beginners needing education
- MT4/cTrader die-hards
- Futures-only traders
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