Funded Trading Plus EXPOSED: Scam or Legit?
Expert analysis by Jonathan Jean-Philippe • 15+ years trading experience • €200K+ invested in prop firm testing
Funded Trading Plus starts at $62.30 with code DEALPROPFIRM, a 30% discount on 2-Step Classic, 1-Step Express and Instant Funding, verified on 23 September 2026. Funded Trading Plus (also known as TradingPlus or FT+) is a prop firm offering 3 evaluation styles, swap-free accounts, and an 80/20 profit split on accounts from $5K to $200K. With over $19.5M paid out in trader rewards, it stands out for its customizable trading conditions and challenge flexibility.
With an 80% profit split that rises to 90% once you reach 20% profit, accounts from $5K to $200K, and $19.5M paid out to traders since 2021, Funded Trading Plus has carved its niche as the "build-your-own-challenge" prop firm.
But is flexibility enough? How does FT+ compare to giants like FTMO and Apex? In this comprehensive review, we break down everything: pricing, rules, evaluation styles, pros/cons, and our expert verdict on whether Funded Trading Plus deserves your attention.
Expert Verdict
15+ Years ExperienceBy Jonathan Jean-Philippe • Professional Trader & Prop Firm Analyst
FT+ excels in flexibility with three programs and swap-free accounts throughout. The split starts at 80% and moves to 90% by itself once you reach 20% profit.
💡 My Recommendation:
Perfect for forex traders who need swap-free accounts or custom conditions.
⚠️ Watch Out:
You start at 80% and only reach 90% after 20% profit, unless you pay the add-on upfront. Firms that start at 90% pay more on your first withdrawals.
Note: This review is independent, but I may receive a commission if you use my links, which helps fund my €200K+ testing lab.
Ready to Start?
Use code DEALPROPFIRM at checkout for the current Funded Trading Plus discount.
Affiliate disclosure: We may earn a commission if you sign up, at no extra cost to you.
Pros & Cons Summary
Advantages
- ✓3 Challenge Types: 2-Step Classic, 1-Step Express, Instant (no evaluatep with higher targets) - pick what suits your style
- ✓No Time Limits: Take as long as you need to pass - zero pressure
- ✓Scale to $1M+: Merge accounts and grow your capital significantly
- ✓Payouts from day one: $19.5M paid since 2021, largest single reward $189,083
- ✓80% rising to 90%: the upgrade is automatic at 20% profit, or immediate with the add-on
- ✓Multiple Assets: CFDs on forex, indices, metals, energies and crypto, on MT5 or Match-Trader
Disadvantages
- ✗Higher Entry Cost: More expensive than budget-friendly firms like Apex (from $16.70)
- ✗Forex Focus: Not ideal if you only trade futures (no NinjaTrader support)
- ✗2-Step Classic waits 10 days: the first request comes 10 calendar days after the account is created, then every 10 days — Instant and 1-Step Express pay from day one
- ✗Choice Paralysis: Three challenge types can be overwhelming for beginners
- ✗4% Daily Drawdown: 4% on both evaluations (6% on Instant), a real constraint
What is Funded Trading Plus?
Funded Trading Plus (FT+) is a prop firm that stands out for one reason: flexibility. Where most firms force you into rigid evaluation structures, FT+ offers multiple challenge types, account variations, and trading condition options.
Launched in 2021, they have issued over 211,000 accounts to more than 60,000 traders in 180 countries, and paid $19.5M in rewards. They offer three programs: 2-Step Classic (7% on each phase, 8% static drawdown), 1-Step Express (10% in a single phase, 6% trailing), and Instant (no evaluation at all, funded from day one). None of them has a time limit.
FT+ supports CFDs on forex, indices, metals, energies and crypto, on MT5 or Match-Trader. The split starts at 80% and becomes 90% at 20% profit. Instant and 1-Step Express pay from day one and then every 7 days; 2-Step Classic every 10 days. Think of FT+ as the "build-your-own-adventure" of prop firms.
Quick Facts
- •Profit Split: 80/20 (you keep 80%)
- •Account Sizes: $5K, $10K, $25K, $50K, $100K, $200K
- •Programs: 2-Step Classic, 1-Step Express, Instant (no evaluation)
- •Scaling: to $2.5M, or $5M with the add-on (10% profit per step)
- •Payouts: from day 1 then every 7 days (2-Step Classic: every 10)
- •Platforms: MetaTrader 5 and Match-Trader
- •Markets: Forex, Indices, Commodities, Crypto
Key Advantages
1. Three Evaluation Styles (Choose Your Path)
FT+ is unique in offering three distinct evaluation programs:
- •2-Step Classic: 7% target on each phase, 4% daily and 8% max loss — and the 8% is static, so it does not follow your profits. The most forgiving drawdown of the three.
- •1-Step Express: 10% target in a single phase, 4% daily and 6% trailing max loss, which stops trailing once it reaches your starting balance.
- •Instant: no evaluation and no profit target — funded from day one, with 6% daily and 6% trailing max loss. You pay considerably more upfront.
This flexibility means you can match the evaluation to your trading style. Want the gentlest drawdown? 2-Step Classic. Want one phase? 1-Step Express. Want to skip the evaluation? Inspress.
2. Swap-Free Accounts Available
FT+ offers Islamic/Swap-Free accounts with no overnight financing charges. This is huge for:
- •Muslim traders who require Sharia-compliant accounts
- •Swing traders who hold positions for days/weeks
- •Anyone wanting to avoid swap costs eating into profits
Most prop firms either don't offer swap-free or charge extra for it. FT+ includes it at no additional cost.
3. Wide Range of Account Sizes
FT+ offers six evaluation programs with different pricing and requirements:
- •1-Step Express: starting at $99 list ($69.30 with the current 30% off)
- •2-Step Classic: from $89 before discount ($62.30 with DEALPROPFIRM), two phases, 7% target each
- •1-Step Express: from $99 list ($69.30 with the 30% off), one phase, 10% target
See the full program comparison table below for detailed pricing, profit targets, and requirements.
4. No Minimum Trading Days
Like E8 and TPT, FT+ has zero minimum trading days. Hit your profit target in 3 days? Pass immediately. No need to keep trading (and risking) just to hit a day count.
This is perfect for traders who catch big moves quickly or prefer concentrated trading sessions over daily grinding.
5. Crypto, News, and EA Trading Allowed
FT+ is trader-friendly when it comes to strategies:
- ✓Crypto trading: BTC/USD, ETH/USD, and more
- ✓News trading: Trade NFP, FOMC, CPI without restrictions
- ✓Expert Advisors: Fully automated trading allowed
- ✓Scalping: No minimum hold time
- ✓Swing trading: Hold over weekends
6. Account Merging for Scaling
Once funded, you can purchase multiple accounts and merge them into larger positions:
- •Pass 2x $100K → merge into 1x $200K account
- •Pass 5x $50K → merge into 1x $250K account
This scaling strategy is great for experienced traders who can handle multiple evaluations simultaneously.
Disadvantages & Limitations
1. Smaller Firm = Less Proven
FT+ launched in 2021 and has paid $19.5M in rewards, with a largest single reward of $189,083. While respectable, this is significantly less than:
- •FTMO: $200M+ payouts, 50K+ funded traders
- •MyForexFunds: $65M+ payouts, 15K+ funded traders
This doesn't mean FT+ is sketchy, but if you're extremely risk-averse and want maximum track record, go with FTMO or Apex.
2. Too Many Choices Can Be Confusing
While flexibility is great, FT+'s three evaluation types can be overwhelming for beginners:
- •Should I do 2-Step Classic, 1-Step Express, or Instant?
- •Which account size is right for my strategy?
- •Do I need swap-free or regular?
If you prefer simple, straightforward options, firms like E8 (just 2 programs) or TPT (one program) are easier to navigate.
3. 80/20 Split (No Upgrade)
FT+ keeps the 80/20 split forever. Unlike FTMO which upgrades to 90/10 after your first payout, you'll always give up 20% to FT+.
For long-term traders making $10K+/month, that missing 10% becomes significant ($1,000/month or $12K/year).
4. MT5 and Match-Trader Only
FT+ supports MetaTrader 5 and Match-Trader. MetaTrader 4, cTrader, DXTrade and TradingView were withdrawn. If you prefer:
- ✗cTrader (popular among scalpers)
- ✗NinjaTrader (futures traders)
- ✗TradingView charts with direct execution
You'll need to look elsewhere. This isn't a dealbreaker for most forex traders (MT4/5 are industry standard), but it's a limitation.
5. Higher Pricing Than Budget Firms
FT+'s evaluation programs start from $89 for 2-Step Classic (or $62.30 with the current 30% discount). Compare this to:
- •E8 Funding: from $32
- •MyForexFunds: $99 full, $30 with discount
💡Prices shown are base prices. Current promotions may apply - check our deals page for latest discounts.
Pricing & Programs
Three programs on sale. Every account is swap free, with no time limit and no minimum trading days. The split starts at 80% and rises to 90% once you reach 20% profit, or from the start with the add-on. Prices are one-time and include VAT.
2-Step Classic
Two phases, 7% on each — the most forgiving drawdown of the three
1-Step Express
A single phase with a 10% target, and the largest accounts
Instant
No evaluation at all — funded from day one, for a much higher fee
Base prices as published by Funded Trading Plus on 8 September 2026. Resets are available at a 20% discount. Add-ons (scaling to $5M, 90% split from the start, payouts every 3 days) each cost 15% of the account price. Check the checkout before you buy.
Reset Policy
⚠️ How Resets Work at FT+
FT+ offers "retry" options at approximately 50% of full price. Important: Discount codes DO NOT apply to retries - only to NEW challenges.
❌ Retry Option
~50% of full price
NO discount codes accepted
✅ New Challenge
Full price - 15% discount
Code DEALPROPFIRM accepted
Example (1-Step Express $99): Reset = 20% off the account price vs. New Challenge = $69.30 (30% off with DEALPROPFIRM). In this case, retry is cheaper.
💡 Best Reset Strategy
ALWAYS calculate both options before choosing:
- •Retry: ~50% of full price (no discount codes)
- •New challenge: Full price minus 15% with code DEALPROPFIRM
- •On the pricier tiers, a new challenge with 30% OFF may cost LESS than a 50% retry
Pro Tip: Check PropFirmCodes.com for the latest discount codes before deciding. Discount percentages can change.
Funded Trading Plus Price History
We have tracked Funded Trading Plus's pricing since February 12, 2026, reading it at the firm's own checkout. Below is every change we attribute to Funded Trading Plus itself — 1 in total. Corrections to our own data are deliberately excluded: they would read as price movements when they are not.
| Date | Entry price | Discount | Code |
|---|---|---|---|
| September 21, 2026 | $62.30 | 30% | DEALPROPFIRM |
For context: across 27 prop firms tracked between February 12, 2026 and September 21, 2026, we recorded only 9 firm-side price changes, from 4 firms. Prop firm pricing moves far less often than the industry's promotional language suggests.
Complete Trading Rules
2-Step Classic
Phase 1:
- • Profit Target: 8% of starting balance
- • Max Drawdown: 10% of starting balance
- • Min Trading Days: None
- • Time Limit: Unlimited
Phase 2:
- • Profit Target: 5% of starting balance
- • Max Drawdown: 10% of starting balance
- • Min Trading Days: None
- • Time Limit: Unlimited
Funded Account Rules
- Profit Split: 80/20 (you keep 80%)
- Max Drawdown: 5% trailing (follows highest balance)
- Payouts: from day 1, then every 7 days (2-Step Classic: every 10)
- Minimum Payout: $100
Allowed Trading Strategies
- ✓All trading styles (scalping, day, swing)
- ✓News trading fully allowed
- ✓Expert Advisors and bots
- ✓Weekend holds allowed
- ✓Crypto trading (BTC, ETH, etc.)
- ✗Hedging between FT+ accounts
Common Mistakes to Avoid with Funded Trading Plus
FT+'s multiple evaluation options create flexibility, but also confusion. Here are the 5 mistakes that cause traders to fail despite FT+'s trader-friendly approach.
1. Choosing the Wrong Evaluation Type for Your Style
The Mistake: Picking FT+'s Instant program because it skips the evaluation, without noticing it costs several times more upfront and carries a tighter 6% daily limit ("bigger payout" without realizing you're a conservative trader who maxes out at 1-2% monthly returns.
FT+ offers three programs (2-Step Classic, 1-Step Express, Instant) but most traders don't match their personality to the right one.
The Solution:
- •Conservative traders (50-60% win rate): 2-Step Classic (7%+7%, 8% static drawdown)
- •Aggressive traders (65%+ win rate): Choose Express (10%, 10% drawdown)
- •Traders who want funding immediately: Instant (no target, 6% daily) - ONLY if the higher upfront fee is worth skipping the evaluation
- •When in doubt, start with the 2-Step Classic. You can always try 1-Step Express or Instant later
2. Underutilizing Swap-Free Accounts
The Mistake: Choosing a regular account and paying $50-100 in swap fees over a 2-week swing trade period, eating into your 8% profit target. Or worse, closing profitable trades early just to avoid swaps.
FT+ offers swap-free accounts at NO extra cost, but many traders don't select this option during signup.
The Solution:
- •ALWAYS choose swap-free if you hold positions overnight (even occasionally)
- •Swing traders: Swap-free is non-negotiable - saves $200-500 over evaluation
- •Day traders: Regular account is fine if you close all positions by 5 PM daily
- •Check your account type BEFORE starting trading - contact support if you need to switch
3. Spreading Too Thin Across Multiple Asset Classes
The Mistake: FT+ offers forex, crypto, indices, and commodities. New traders try to trade all 4 simultaneously, opening EUR/USD, BTC/USD, NASDAQ, and Gold positions at once. They can't track correlations, news events overlap, and they blow the account in 3 days.
More asset classes ≠ better results. It often means more confusion and worse execution.
The Solution:
- •Pick ONE primary asset class for evaluation (forex is safest)
- •Add a SECOND class only if your primary market is dead (e.g., forex flat → check crypto)
- •Limit to 2-3 specific instruments max: EUR/USD + GBP/USD + BTC/USD
- •Master your primary class during evaluation, expand once funded
4. Confusing FT+'s 10% Drawdown with "Room to Gamble"
The Mistake: Seeing FT+'s 10% max drawdown and thinking "I have 10% to play with" so risking 2-3% per trade. One bad streak of 4-5 trades and you're out.
The 10% drawdown is an EMERGENCY BUFFER, not a risk budget. If you're using more than 5-6%, your strategy is broken.
The Solution:
- •Max risk per trade: 0.5-1% of balance, NEVER more
- •Personal stop-loss: -5% total drawdown = stop trading for 24h and review
- •Use the 10% buffer for BLACK SWAN events (flash crashes), not regular trading
- •Track daily drawdown: If you hit -7%, STOP immediately and figure out what's wrong
5. Not Reading FT+'s Specific Rules Thoroughly
The Mistake: Assuming FT+'s rules are identical to FTMO or other firms. Missing subtle differences (like drawdown calculation methods or payout timing) and getting blindsided.
Each prop firm has unique quirks. Trading FT+ exactly like you trade FTMO will cause issues.
The Solution:
- •Spend 30 minutes reading FT+'s full rulebook BEFORE buying a challenge
- •Key differences to note: Drawdown calculation (static vs trailing), payout schedule, minimum payout amounts
- •Join FT+'s Discord and ask specific rule questions BEFORE trading
- •Screenshot important rules and keep them visible while trading
Proven Success Strategies for Funded Trading Plus
FT+'s flexibility is its superpower. These strategies show you how to leverage customization options to match your exact trading style and maximize pass rates.
1. The "Evaluation Matching" Framework
FT+ is unique in offering 3 evaluation types. Match your proven win rate to the right program for maximum success probability.
Decision framework:
- •Win rate 50-60%: 2-Step Classic (7%+7%) - forgiving 8% static drawdown
- •Win rate 60-70%: Instant - no evaluation at all, but a 6% daily limit and a much higher fee
- •Win rate 70%+: 1-Step Express (10% in one phase) - fewer steps, tighter 6% trailing drawdown
How to find your win rate:
- •Track last 50 trades on demo with FT+ rules
- •Calculate: (Winning trades / Total trades) × 100 = Win rate %
- •If unsure, default to the 2-Step Classic - its 8% static drawdown is the most forgiving
2. Leverage Swap-Free for Swing Trading Edge
FT+'s free swap-free accounts give swing traders a massive advantage over firms that charge for it or don't offer it at all.
Optimal swing strategy with swap-free:
- •Trade longer timeframes (4H, Daily) without worrying about overnight costs
- •Hold winning positions for 5-10 days to capture major trends
- •Target 3-5% profit per trade (vs. 1-2% for day trading)
- •Trade Sunday-Thursday, close Friday to avoid weekend gaps
This approach lets you hit 8% in 2-3 winning trades instead of grinding 20+ day trades.
3. The "Program Progression" Strategy
FT+ offers 6 evaluation programs. Use this to build confidence and skills progressively.
The progression ladder:
- •Step 1: Start with 2-Step Classic ($89, or $62.30 with the current 30% discount) - Learn FT+ rules with 1-phase evaluation
- •Step 2: Pass evaluation, get funded, make first payout
- •Step 3: Use the payout to buy a 1-Step Express $25K ($199, or $139.30 with DEALPROPFIRM)
- •Step 4: Pass and manage multiple accounts for increased capital
- •Step 5: Consider the Instant program once proven — funded from day one, from $249 before discount
This reduces pressure vs. jumping straight to $100K. You build proven results before scaling.
4. Combine Forex + Crypto for 24/7 Opportunity
FT+ supports both forex and crypto. Use them strategically to maximize trading windows and hit targets faster.
Multi-asset schedule:
- •Mon-Fri 8 AM-12 PM EST: Trade forex (EUR/USD, GBP/USD) during peak volume
- •Mon-Fri 8 PM-12 AM EST: Trade crypto (BTC/USD) during Asian volume
- •Weekends: Crypto only (forex markets closed)
Position sizing adjustment:
- •Forex: Risk 1% per trade
- •Crypto: Risk 0.5% per trade (higher volatility)
MLS Score™ – Funded Trading Plus Rating
Our proprietary rating based on real trader data and performance metrics
Good documentation, clear terms
Three programs, every account swap free
80% rising to 90%, scaling to $2.5M
Payouts from day one, then every 7 days
One-time fee, current sitewide discount available
Best For:
- •Traders wanting evaluation flexibility (3 styles)
- •Muslim traders (swap-free accounts available)
- •Those preferring on-demand payouts
- •Multi-asset traders (Forex, indices, commodities)
Avoid If:
- •You need 90/10 profit split (FT+ is 80/20)
- •You prefer futures trading (Forex-focused)
- •You hate daily loss limits (5% max)
- •You want cTrader, DXTrade or TradingView (MT5 and Match-Trader only)
Looking for alternatives? For maximum prestige: FTMO (industry leader). For futures with 90/10 split: Apex Trader Funding. For fast payouts (~15 min): Lucid Trading
Maximum flexibility • 3 evaluation styles • Swap-free available
⚔️Compare Funded Trading Plus with Others
Frequently Asked Questions
What evaluation styles does Funded Trading Plus offer?
Funded Trading Plus sells three programs. Instant funds the account from day one with no evaluation and no profit target. 1-Step Express is a single phase with a 10% target. 2-Step Classic runs two phases with a 7% target on each. None of them has a time limit or a minimum number of trading days.
What is the profit split at Funded Trading Plus?
Every program starts at 80%. Reaching 20% profit on the funded stage upgrades the account to 90% automatically. You can also buy the 90% split upfront as an add-on, priced at 15% of the account fee.
Does Funded Trading Plus offer swap-free accounts?
All Funded Trading Plus accounts are swap free, on every program. There is no charge for holding a simulated position past market close, so it is not an option to select or pay for.
What is the maximum drawdown at Funded Trading Plus?
It depends on the program, and the type matters as much as the number. 2-Step Classic is 8% static, which does not move with your profits. 1-Step Express is 6% relative, trailing until it reaches your starting balance and then staying put. Instant is 6% relative and keeps trailing from the high water mark. Daily limits are 4% on both evaluations and 6% on Instant.
Can I customize my account settings at Funded Trading Plus?
Three add-ons are chosen at purchase, each priced at 15% of the account fee: extend scaling from $2.5M to $5M, start at a 90% split instead of waiting for 20% profit, and shorten the reward cycle from 7 days to 3.
How much does a Funded Trading Plus account cost?
Prices are one-time, VAT included. The cheapest entry is the $10K 2-Step Classic at $89, or $62.30 with code DEALPROPFIRM. A $100K account costs $549 on either evaluation. Instant funding costs considerably more: $249 for $5K, up to $4,499 for $100K.
What markets can I trade with Funded Trading Plus?
CFDs on forex, indices, metals, energies and cryptocurrencies, traded on MetaTrader 5 or Match-Trader depending on your location. MetaTrader 4, cTrader, DXTrade and TradingView are no longer offered.
How long does verification take at Funded Trading Plus?
There is no deadline on any program and no minimum number of trading days, so how long it takes is entirely up to you. Instant skips the evaluation altogether and funds the account from day one.
What happens if I fail my Funded Trading Plus challenge?
If you breach a drawdown limit, you can reset the account at a 20% discount, or buy a new challenge on a different program. Note that an account with no trade opened and closed within any 30 calendar day period is treated as inactive.
Is Funded Trading Plus legitimate?
Yes. Funded Trading Plus is operated by Acello Ltd, registered in England and Wales (company number 12696083), from 30 Old Bailey, London. The firm reports over 211,000 accounts issued to more than 60,000 traders in 180 countries, and $19.5M paid in trader rewards since 2021, with a largest single reward of $189,083. Accounts are simulated: no real capital is traded.
Is TradingPlus the same as Funded Trading Plus?
Yes, TradingPlus is a commonly used name for Funded Trading Plus (FT+). Both names refer to the same prop firm, which offers 3 evaluation styles, swap-free accounts, and 80/20 profit splits.
What are TradingPlus trading rules?
TradingPlus (Funded Trading Plus) trading rules include: 8% profit target (Phase 1), 5% profit target (Phase 2), 10% max drawdown, no minimum trading days, news trading allowed, EAs allowed, crypto trading allowed, and weekend holds permitted.
Does TradingPlus have an affiliate program?
Yes, TradingPlus (Funded Trading Plus) has an affiliate program where you can earn commissions by referring traders. Contact their support or visit their affiliate page for details on commission rates and terms.
Maximize Your FT+ Success
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