Funded Trading Plus Review 2025: 🎄 Christmas Deal - 20% OFF + FREE Account!
Looking for a prop firm that adapts to YOUR trading style? Funded Trading Plus offers what most competitors don't: true flexibility. With 3 evaluation styles, swap-free accounts, and customizable trading conditions, FT+ is built for traders who refuse to fit into a rigid box.
With an 80/20 profit split, accounts from $5K to $200K, and over $30M paid out to 8,000+ traders, Funded Trading Plus has carved its niche as the "build-your-own-challenge" prop firm.
But is flexibility enough? How does FT+ compare to giants like FTMO and Apex? In this comprehensive review, we break down everything: pricing, rules, evaluation styles, pros/cons, and our expert verdict on whether Funded Trading Plus deserves your attention.
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What is Funded Trading Plus?
Funded Trading Plus (FT+) is a prop firm that stands out for one reason: flexibility. Where most firms force you into rigid evaluation structures, FT+ offers multiple challenge types, account variations, and trading condition options.
Launched in 2021, they've funded 8,000+ traders and paid out over $30M. They offer three evaluation styles: Standard (2-step), Express (1-step), and Stellar (1-step with higher targets), each with different drawdown rules and profit requirements.
FT+ supports forex, indices, commodities, and crypto on MT4/5. The 80/20 split is standard, and payouts are processed bi-weekly. Think of FT+ as the "build-your-own-adventure" of prop firms.
Quick Facts
- •Profit Split: 80/20 (you keep 80%)
- •Account Sizes: $5K, $10K, $25K, $50K, $100K, $200K
- •Evaluation: Standard (2-step), Express (1-step), Stellar (1-step)
- •Scaling: Up to $1M+ via account merging
- •Payouts: Bi-weekly (every 14 days)
- •Platforms: MetaTrader 4/5
- •Markets: Forex, Indices, Commodities, Crypto
Key Advantages
1. Three Evaluation Styles (Choose Your Path)
FT+ is unique in offering three distinct evaluation programs:
- •Standard (2-Step): 8% phase 1 + 5% phase 2, 10% max loss. Best for conservative traders.
- •Express (1-Step): 10% profit target, 10% max loss. Faster but higher target.
- •Stellar (1-Step): 20% profit target, 8% max loss. For aggressive traders who want max leverage.
This flexibility means you can match the evaluation to your trading style. Conservative? Standard. Aggressive? Stellar. Want speed? Express.
2. Swap-Free Accounts Available
FT+ offers Islamic/Swap-Free accounts with no overnight financing charges. This is huge for:
- •Muslim traders who require Sharia-compliant accounts
- •Swing traders who hold positions for days/weeks
- •Anyone wanting to avoid swap costs eating into profits
Most prop firms either don't offer swap-free or charge extra for it. FT+ includes it at no additional cost.
3. Wide Range of Account Sizes
FT+ offers six evaluation programs with different pricing and requirements:
- •Experienced: Starting at $119 (1-phase evaluation, fastest path)
- •Prestige Lite: Starting at $129 (2-phase, beginner-friendly)
- •Advanced/Premium: $247-$249 (2-phase, balanced approach)
See the full program comparison table below for detailed pricing, profit targets, and requirements.
4. No Minimum Trading Days
Like E8 and TPT, FT+ has zero minimum trading days. Hit your profit target in 3 days? Pass immediately. No need to keep trading (and risking) just to hit a day count.
This is perfect for traders who catch big moves quickly or prefer concentrated trading sessions over daily grinding.
5. Crypto, News, and EA Trading Allowed
FT+ is trader-friendly when it comes to strategies:
- ✓Crypto trading: BTC/USD, ETH/USD, and more
- ✓News trading: Trade NFP, FOMC, CPI without restrictions
- ✓Expert Advisors: Fully automated trading allowed
- ✓Scalping: No minimum hold time
- ✓Swing trading: Hold over weekends
6. Account Merging for Scaling
Once funded, you can purchase multiple accounts and merge them into larger positions:
- •Pass 2x $100K → merge into 1x $200K account
- •Pass 5x $50K → merge into 1x $250K account
This scaling strategy is great for experienced traders who can handle multiple evaluations simultaneously.
Disadvantages & Limitations
1. Smaller Firm = Less Proven
FT+ launched in 2021 and has paid out $30M+ to 8,000 traders. While respectable, this is significantly less than:
- •FTMO: $200M+ payouts, 50K+ funded traders
- •MyForexFunds: $65M+ payouts, 15K+ funded traders
This doesn't mean FT+ is sketchy, but if you're extremely risk-averse and want maximum track record, go with FTMO or Apex.
2. Too Many Choices Can Be Confusing
While flexibility is great, FT+'s three evaluation types can be overwhelming for beginners:
- •Should I do Standard, Express, or Stellar?
- •Which account size is right for my strategy?
- •Do I need swap-free or regular?
If you prefer simple, straightforward options, firms like E8 (just 2 programs) or TPT (one program) are easier to navigate.
3. 80/20 Split (No Upgrade)
FT+ keeps the 80/20 split forever. Unlike FTMO which upgrades to 90/10 after your first payout, you'll always give up 20% to FT+.
For long-term traders making $10K+/month, that missing 10% becomes significant ($1,000/month or $12K/year).
4. MT4/5 Only (No cTrader)
FT+ only supports MetaTrader 4 and 5. If you prefer:
- ✗cTrader (popular among scalpers)
- ✗NinjaTrader (futures traders)
- ✗TradingView charts with direct execution
You'll need to look elsewhere. This isn't a dealbreaker for most forex traders (MT4/5 are industry standard), but it's a limitation.
5. Higher Pricing Than Budget Firms
FT+'s evaluation programs start from $119 for Experienced (or $95 with 20% discount). Compare this to:
- •E8 Funding: From $38 (E8 Signature) to $48 (E8 One)
- •MyForexFunds: $99 full, $30 with discount
Pricing & Programs
Choose your evaluation path. All programs include up to 80/20 profit split (90/10 at 20%, 100/0 at 30% profit).
One-Phase (Experienced) Features
Which Program Is Right For You?
Best for confident traders. Single 10% target, no minimum days, fastest path to funding.
More relaxed targets (8%+5% or 6%+6%). Choose Static or Relative drawdown. Better for swing traders.
Skip evaluation entirely. Higher cost but immediate access to funded capital. No weekend holding.
Platforms: MT5, cTrader, Match-Trader, DXtrade (varies by region)
Reset Policy
⚠️ How Resets Work at FT+
FT+ offers "retry" options at approximately 50% of full price. Important: Discount codes DO NOT apply to retries - only to NEW challenges.
❌ Retry Option
~50% of full price
NO discount codes accepted
✅ New Challenge
Full price - 20% discount
Code BDNQ10 accepted
Example (Experienced $119): Retry = $60 (50%, no code) vs. New Challenge = $95 (20% off with BDNQ10). In this case, retry is cheaper.
💡 Best Reset Strategy
ALWAYS calculate both options before choosing:
- •Retry: ~50% of full price (no discount codes)
- •New challenge: Full price minus 20% with code BDNQ10
- •For expensive programs (Advanced $249, Premium $247), a new challenge with 20% OFF may cost LESS than a 50% retry
Pro Tip: Check PropFirmCodes.com for the latest discount codes before deciding. Discount percentages can change.
Complete Trading Rules
Standard Program (2-Step)
Phase 1:
- • Profit Target: 8% of starting balance
- • Max Drawdown: 10% of starting balance
- • Min Trading Days: None
- • Time Limit: Unlimited
Phase 2:
- • Profit Target: 5% of starting balance
- • Max Drawdown: 10% of starting balance
- • Min Trading Days: None
- • Time Limit: Unlimited
Funded Account Rules
- Profit Split: 80/20 (you keep 80%)
- Max Drawdown: 5% trailing (follows highest balance)
- Payouts: Bi-weekly (every 14 days)
- Minimum Payout: $100
Allowed Trading Strategies
- ✓All trading styles (scalping, day, swing)
- ✓News trading fully allowed
- ✓Expert Advisors and bots
- ✓Weekend holds allowed
- ✓Crypto trading (BTC, ETH, etc.)
- ✗Hedging between FT+ accounts
Common Mistakes to Avoid with Funded Trading Plus
FT+'s multiple evaluation options create flexibility, but also confusion. Here are the 5 mistakes that cause traders to fail despite FT+'s trader-friendly approach.
1. Choosing the Wrong Evaluation Type for Your Style
The Mistake: Picking FT+'s Stellar program (20% target, 8% drawdown) because "bigger target = bigger payout" without realizing you're a conservative trader who maxes out at 1-2% monthly returns.
FT+ offers 3 programs (Standard, Express, Stellar) but most traders don't match their personality to the right program.
The Solution:
- •Conservative traders (50-60% win rate): Choose Standard (8%+5%, 10% drawdown)
- •Aggressive traders (65%+ win rate): Choose Express (10%, 10% drawdown)
- •Expert scalpers/day traders: Stellar (20%, 8% drawdown) - ONLY if you have proven 5%+ monthly returns
- •When in doubt, START with Standard. You can always try Express/Stellar later once funded
2. Underutilizing Swap-Free Accounts
The Mistake: Choosing a regular account and paying $50-100 in swap fees over a 2-week swing trade period, eating into your 8% profit target. Or worse, closing profitable trades early just to avoid swaps.
FT+ offers swap-free accounts at NO extra cost, but many traders don't select this option during signup.
The Solution:
- •ALWAYS choose swap-free if you hold positions overnight (even occasionally)
- •Swing traders: Swap-free is non-negotiable - saves $200-500 over evaluation
- •Day traders: Regular account is fine if you close all positions by 5 PM daily
- •Check your account type BEFORE starting trading - contact support if you need to switch
3. Spreading Too Thin Across Multiple Asset Classes
The Mistake: FT+ offers forex, crypto, indices, and commodities. New traders try to trade all 4 simultaneously, opening EUR/USD, BTC/USD, NASDAQ, and Gold positions at once. They can't track correlations, news events overlap, and they blow the account in 3 days.
More asset classes ≠ better results. It often means more confusion and worse execution.
The Solution:
- •Pick ONE primary asset class for evaluation (forex is safest)
- •Add a SECOND class only if your primary market is dead (e.g., forex flat → check crypto)
- •Limit to 2-3 specific instruments max: EUR/USD + GBP/USD + BTC/USD
- •Master your primary class during evaluation, expand once funded
4. Confusing FT+'s 10% Drawdown with "Room to Gamble"
The Mistake: Seeing FT+'s 10% max drawdown and thinking "I have 10% to play with" so risking 2-3% per trade. One bad streak of 4-5 trades and you're out.
The 10% drawdown is an EMERGENCY BUFFER, not a risk budget. If you're using more than 5-6%, your strategy is broken.
The Solution:
- •Max risk per trade: 0.5-1% of balance, NEVER more
- •Personal stop-loss: -5% total drawdown = stop trading for 24h and review
- •Use the 10% buffer for BLACK SWAN events (flash crashes), not regular trading
- •Track daily drawdown: If you hit -7%, STOP immediately and figure out what's wrong
5. Not Reading FT+'s Specific Rules Thoroughly
The Mistake: Assuming FT+'s rules are identical to FTMO or other firms. Missing subtle differences (like drawdown calculation methods or payout timing) and getting blindsided.
Each prop firm has unique quirks. Trading FT+ exactly like you trade FTMO will cause issues.
The Solution:
- •Spend 30 minutes reading FT+'s full rulebook BEFORE buying a challenge
- •Key differences to note: Drawdown calculation (static vs trailing), payout schedule, minimum payout amounts
- •Join FT+'s Discord and ask specific rule questions BEFORE trading
- •Screenshot important rules and keep them visible while trading
Proven Success Strategies for Funded Trading Plus
FT+'s flexibility is its superpower. These strategies show you how to leverage customization options to match your exact trading style and maximize pass rates.
1. The "Evaluation Matching" Framework
FT+ is unique in offering 3 evaluation types. Match your proven win rate to the right program for maximum success probability.
Decision framework:
- •Win rate 50-60%: Standard (8%+5%) - Takes 12-15 days, forgiving drawdown
- •Win rate 60-70%: Express (10%) - Takes 7-10 days, balanced risk/reward
- •Win rate 70%+: Stellar (20%) - Takes 15-20 days, requires expert discipline
How to find your win rate:
- •Track last 50 trades on demo with FT+ rules
- •Calculate: (Winning trades / Total trades) × 100 = Win rate %
- •If unsure, default to Standard - it's the most forgiving
2. Leverage Swap-Free for Swing Trading Edge
FT+'s free swap-free accounts give swing traders a massive advantage over firms that charge for it or don't offer it at all.
Optimal swing strategy with swap-free:
- •Trade longer timeframes (4H, Daily) without worrying about overnight costs
- •Hold winning positions for 5-10 days to capture major trends
- •Target 3-5% profit per trade (vs. 1-2% for day trading)
- •Trade Sunday-Thursday, close Friday to avoid weekend gaps
This approach lets you hit 8% in 2-3 winning trades instead of grinding 20+ day trades.
3. The "Program Progression" Strategy
FT+ offers 6 evaluation programs. Use this to build confidence and skills progressively.
The progression ladder:
- •Step 1: Start with Experienced ($119, or $95 with 20% discount) - Learn FT+ rules with 1-phase evaluation
- •Step 2: Pass evaluation, get funded, make first payout
- •Step 3: Use payout to buy Advanced program ($249, or $199 with discount)
- •Step 4: Pass and manage multiple accounts for increased capital
- •Step 5: Consider Master program ($225) for instant funding once proven
This reduces pressure vs. jumping straight to $100K. You build proven results before scaling.
4. Combine Forex + Crypto for 24/7 Opportunity
FT+ supports both forex and crypto. Use them strategically to maximize trading windows and hit targets faster.
Multi-asset schedule:
- •Mon-Fri 8 AM-12 PM EST: Trade forex (EUR/USD, GBP/USD) during peak volume
- •Mon-Fri 8 PM-12 AM EST: Trade crypto (BTC/USD) during Asian volume
- •Weekends: Crypto only (forex markets closed)
Position sizing adjustment:
- •Forex: Risk 1% per trade
- •Crypto: Risk 0.5% per trade (higher volatility)
MLS Score™ – Funded Trading Plus Rating
Our proprietary rating based on real trader data and performance metrics
Good documentation, clear terms
3 evaluation styles, swap-free options
80/20 split, decent scaling
Bi-weekly payouts, good support
One-time fee, 20% OFF available
Best For:
- •Traders wanting evaluation flexibility (3 styles)
- •Muslim traders (swap-free accounts available)
- •Those preferring on-demand payouts
- •Multi-asset traders (Forex, indices, commodities)
Avoid If:
- •You need 90/10 profit split (FT+ is 80/20)
- •You prefer futures trading (Forex-focused)
- •You hate daily loss limits (5% max)
- •You want cTrader platform (MT4/MT5 only)
Looking for alternatives? For maximum prestige: FTMO (industry leader). For futures with 90/10 split: Apex Trader Funding. For instant funding: Take Profit Trader
Maximum flexibility • 3 evaluation styles • Swap-free available
Frequently Asked Questions
What evaluation styles does Funded Trading Plus offer?
Funded Trading Plus offers 3 evaluation styles: Standard (2-phase, most flexible), Express (1-phase, faster funding), and Stellar (zero time limit, for patient traders). Each has different profit targets, drawdown limits, and time constraints.
What is the profit split at Funded Trading Plus?
Funded Trading Plus offers an 80/20 profit split on all account types. You keep 80% of profits and the firm takes 20%. This split remains consistent from your first payout through your entire career.
Does Funded Trading Plus offer swap-free accounts?
Yes, Funded Trading Plus offers swap-free (Islamic) accounts for traders who need Sharia-compliant trading conditions. This is a major advantage for traders who hold positions overnight and want to avoid swap fees.
What is the maximum drawdown at Funded Trading Plus?
Funded Trading Plus enforces a 10% maximum drawdown for Standard and Express accounts, and 6% for Stellar accounts. The drawdown is static (doesn't trail) during evaluation, giving you consistent risk limits.
Can I customize my account settings at Funded Trading Plus?
Yes, Funded Trading Plus offers extensive customization including leverage levels, account types (Standard, RAW, or Swap-Free), and evaluation styles. You can tailor your account to match your specific trading strategy and preferences.
How much does a Funded Trading Plus account cost?
The 100K Standard account costs $279 (often available at $223 with 20% discount using code BDNQ10). Prices vary by account size ($10K to $200K) and evaluation style. They use a one-time payment model, not monthly subscriptions.
What markets can I trade with Funded Trading Plus?
Funded Trading Plus supports forex trading on major, minor, and exotic pairs, plus indices (S&P 500, NASDAQ, etc.), commodities (gold, oil), and cryptocurrencies. This multi-asset approach gives you flexibility to trade your preferred markets.
How long does verification take at Funded Trading Plus?
Verification times vary by evaluation style. Express accounts (1-phase) can get funded in 5-15 days, Standard accounts (2-phase) typically take 20-40 days, and Stellar accounts (no time limit) can take as long as you need.
What happens if I fail my Funded Trading Plus challenge?
If you breach the drawdown or fail to hit profit targets, you can reset your account for a discounted fee (typically 30-50% off). You can also purchase a new challenge if you want to try a different evaluation style.
Is Funded Trading Plus legitimate?
Yes, Funded Trading Plus is a legitimate prop firm with over 8,000 active traders and $30M+ in payouts. While newer than firms like FTMO, they have built a solid reputation for flexibility and reliability in the prop trading industry.
Maximize Your FT+ Success
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