Head-to-Head Comparison 2026

Lucid TradingvsMy Funded Futures

Lucid or MFF? ~15 min payouts vs 100% first $10K. $60 vs $77 compared. Find your best fit →

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Lucid Trading

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My Funded Futures

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Lucid Trading

Price
$60
40% OFF
Trustpilot
4.8/5
689 reviews
Profit Split
90/10
Time to Pass
1 day minimum
Visit Lucid

My Funded Futures

Price
$77
Trustpilot
4.5/5
1,234 reviews
Profit Split
80/20 (up to 90/10)
Time to Pass
2+ days
Visit MFF

* Prices shown are for the cheapest account with current promotions

Is Lucid or MFF Better?

Two of the best-value futures prop firms go head-to-head. Nearly identical pricing ($60 vs $77). Lucid offers the fastest payouts in the industry (~15 minutes). MFF counters with keeping 100% of your first $10K in profits. Both have excellent Trustpilot ratings. Which perk matters more to you?

What Are the Key Differences Between Lucid and MFF?

Here is a side-by-side comparison of Lucid Trading and My Funded Futures across pricing, profit split, drawdown rules, platforms, and payout speed. The winner of each category is highlighted.

CategoryLucidMFFWinner
Entry Price✓$60$77 Lucid
Payout Speed✓~15 minutesBi-weekly Lucid
First $10K90/10 split✓100% yours MFF
Monthly Fees$0$0 Tie
Trustpilot4.8 (689)✓4.9 (12,700) MFF
Daily Loss Limit✓None (25K)Yes Lucid
Founded2023✓2022 MFF

* Prices shown are for the cheapest account with current promotions

How Do Lucid and MFF Handle Payouts?

Critical Info

Payout rules are the most important factor when choosing a prop firm. Below is a detailed comparison of withdrawal limits, payout cycles, and buffer rules between Lucid Trading and My Funded Futures.

⚠️ RuleLucidMFF
💵Max Withdrawal (Simulated)
UnlimitedUnlimited
🏦Max Withdrawal (Live)
UnlimitedUnlimited
🔄Payout Cycle
WeeklyDaily (after 5 days)
⚠️Buffer Rule (The "Gotcha")
No buffer - Static account balanceNo buffer rule - Static max loss

💡Understanding withdrawal rules is crucial before choosing a prop firm. These limits can significantly impact your trading strategy.

Last Updated: February 2026.
Prop firm rules (especially dynamic scaling and payout caps) change frequently. Please verify the latest T&Cs on the official website before signing up.

What Does Our Testing Reveal About Lucid vs MFF?

Nearly identical pricing ($60 vs $77). Lucid wins on payout speed (~15 min). MFF wins with 100% of first $10K profits. Both excellent choices.

Choose Lucid if...

Choose Lucid for fastest payouts and no monthly fees.

Get started with Lucid

Choose MFF if...

Choose MFF for 100% of first $10K profits and 4.9 Trustpilot rating.

Get started with MFF

Who Should Choose Each Firm?

Lucid Trading is best for:

  • You want the fastest payouts (~15 min)
  • No monthly fees is important to you
  • You want 25K with no daily loss limit
  • You prefer getting paid quickly
  • You want 90/10 split immediately
  • Speed of access to profits is priority

My Funded Futures is best for:

  • You want 100% of first $10K profits
  • You value 4.9 Trustpilot (highest in industry)
  • You want their Core/Scale/Pro flexibility
  • 100% profit on $10K > faster payouts for you
  • You prefer established 2022 firm
  • 72,000+ trader community appeals to you

What Are the Pros and Cons of Lucid vs MFF?

Every prop firm has strengths and weaknesses. Here is an honest breakdown of what Lucid Trading and My Funded Futures each do well and where they fall short.

Lucid Trading

Pros

  • ✅Fastest payouts in the industry (~15 min)
  • ✅No monthly fees (one-time payment)
  • ✅FREE activation fee
  • ✅4.8/5 Trustpilot rating (689+ reviews)
  • ✅Pass evaluation in just 1 day
  • ✅25K account has NO daily loss limit

Cons

  • ❌Futures only (no forex/crypto/stocks)
  • ❌40% consistency rule on funded accounts
  • ❌Established 2023

My Funded Futures

Pros

  • ✅Very affordable base price ($54)
  • ✅One-step evaluation
  • ✅Good profit split scaling

Cons

  • ❌Daily loss limit applies
  • ❌Less track record than FTMO

Frequently Asked Questions

Which has better profit terms?
MFF gives 100% of first $10K profits. After that, 80/20. Lucid is 90/10 from day 1. If your first $10K matters most, MFF wins. For ongoing trading, Lucid's 90/10 is better.
Which has faster payouts?
Lucid at ~15 minutes is the fastest in the entire industry. MFF offers bi-weekly payouts which is standard.
Which has no daily loss limit?
Lucid's 25K account has no daily loss limit. MFF has daily limits on all accounts.
Which has better reviews?
MFF with 4.9 Trustpilot (12,700 reviews) - the highest rating in futures prop trading. Lucid has excellent 4.8 (689 reviews).
Which should I choose?
Lucid if payout speed and no daily limits matter. MFF if you want the highest-rated firm and 100% of first $10K.

What Is the Final Verdict on Lucid vs MFF?

Both excellent choices at nearly identical prices. Lucid for speed. MFF for 100% first $10K and highest industry rating.

Ready to Get Started?

Choose the prop firm that best fits your trading style and start your funded trading journey today.

* Prices shown are for the cheapest account with current promotions

Read Our Full Reviews

Read our full Lucid Trading review

In-depth analysis, pricing, rules & verdict

Read our full My Funded Futures review

In-depth analysis, pricing, rules & verdict

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