Head-to-Head Comparison 2026

TopOneTradervsThe5ers

TopOneTrader or The5ers? ~90 min vs bi-weekly payouts. 100% vs 80-100% split. 2 years vs 8 years. Compare these forex prop firms →

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TopOneTrader

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The5ers

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TopOneTrader

Price
$64
Up to 100% Profit Split
Trustpilot
4.6/5
850 reviews
Profit Split
Up to 100%
Time to Pass
No time limit
Visit TopOne

The5ers

Price
$0
Free Education + Entry from $39
Trustpilot
4.8/5
19,000 reviews
Profit Split
80/20 (up to 100%)
Time to Pass
No time limit
Visit The5ers

* Prices shown are for the cheapest account with current promotions

Overview: TopOne vs The5ers

The fast newcomer vs the trusted veteran. TopOneTrader (2023) disrupted with ~90 minute payouts and 100% profit splits. The5ers (2016) built 8 years of trust with $43M+ paid, free education, and $4M scaling. One offers unmatched speed. The other offers unmatched experience. Both trade forex/CFDs. Which philosophy matches your priorities?

Key Differences

CategoryTopOneThe5ersWinner
Payout Speed~90 minutesBi-weekly TopOne
Profit SplitUp to 100%80-100% Tie
Founded2023 (2 years)2016 (8+ years) The5ers
Total Paid$5M+$43M+ The5ers
Trustpilot4.6 (850)4.8 (19K) The5ers
Free EducationNoYes The5ers
Entry Price$64$39 The5ers
Instant FundingYesNo TopOne

* Prices shown are for the cheapest account with current promotions

Our Verdict

TopOneTrader wins on payout speed (~90 min) and instant funding. The5ers wins on track record (8 years, $43M+ paid) and free education. Speed vs experience.

Choose TopOne if...

Choose TopOneTrader for ultra-fast ~90 min payouts, 100% profit split potential, and instant funding options.

Get started with TopOne

Choose The5ers if...

Choose The5ers for 8+ years trust, free trading education, $4M scaling, and proven $43M+ paid to traders.

Get started with The5ers

Who Should Choose Each Firm?

TopOneTrader is best for:

  • You want industry-fastest payouts (~90 min)
  • You want up to 100% profit split
  • You want instant funding (skip evaluation)
  • No time limit matters to you
  • US-based company appeals
  • You don't mind a 2-year-old firm

The5ers is best for:

  • You want 8+ years proven track record
  • You want FREE trading education
  • You want to scale to $4 MILLION
  • $43M+ paid gives you confidence
  • 4.8/5 Trustpilot (19K reviews) matters
  • Low-cost entry from $39 appeals

Pros & Cons

TopOneTrader

Pros

  • Ultra-fast payouts (~90 minutes average)
  • Up to 100% profit split on PRIME accounts
  • 4 funding programs to choose from
  • No time limit on evaluations
  • US-based company (Wyoming)

Cons

  • Established 2023
  • Low leverage on One-Step (1:10)
  • Tight drawdown on PRIME (5%)

The5ers

Pros

  • $43M+ paid to traders - proven track record
  • Free trading education (videos & courses)
  • Scale to $4M maximum capital
  • 80-100% profit split
  • 8+ years in business (founded 2016)

Cons

  • Strict 6% max drawdown on High Stakes
  • 3% daily loss limit on Hyper Growth
  • Forex-focused (limited futures)

Frequently Asked Questions

Which has faster payouts?
TopOneTrader dominates with ~90 minute average. The5ers pays bi-weekly (every 14 days). TopOneTrader is dramatically faster.
Which is more established?
The5ers: 8+ years (2016), $43M+ paid, 4.8/5 Trustpilot with 19K reviews. TopOneTrader: 2 years (2023), $5M+ paid. The5ers is significantly more proven.
Which is cheaper to start?
The5ers starts at $39 (High Stakes 5K). TopOneTrader starts at $64 (One-Step). The5ers also includes FREE trading education.
Which offers free education?
The5ers provides FREE trading education (videos, courses, resources). TopOneTrader does not include education.
Which scales higher?
The5ers scales to $4 MILLION. TopOneTrader scales to $5 MILLION. TopOneTrader has slightly higher max, but The5ers has proven scaling over 8 years.

The Bottom Line

TopOneTrader for speed (~90 min payouts, instant funding). The5ers for trust (8 years, $43M+ paid, free education). New trader? The5ers' education helps. Experienced trader wanting fast payouts? TopOneTrader.

Ready to Get Started?

Choose the prop firm that best fits your trading style and start your funded trading journey today.

* Prices shown are for the cheapest account with current promotions

Read Our Full Reviews

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