US-Based Prop Firm Since 2023
Expert analysis by Jeremih J. • 15+ years trading experience • Last updated: January 2026
TopOneTrader is a fast-growing US-based prop firm known for ultra-fast payouts (~90 minutes) and up to 100% profit split. Scale up to $5 million with 4 distinct funding programs.
By Jeremih J. • Professional Trader & Prop Firm Analyst
As a newer firm, TopOneTrader has proven themselves with fast payouts and solid trader support. Their PRIME accounts are particularly interesting for serious traders.
💡 My Recommendation:
Start with a One-Step $50K at $359 to test their platform. Their ~90 min payouts are industry-leading.
⚠️ Watch Out:
Their tight drawdown limits on PRIME require careful position sizing. Newer firm means less track record.
Note: This review is independent, but I may receive a commission if you use my links, which helps fund my €200K+ testing lab.
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TopOneTrader is a proprietary trading firm headquartered in Sheridan, Wyoming, USA. Founded in 2023, the company has quickly established itself as a competitive player in the prop trading industry, known for their industry-leading payout speeds and flexible funding programs.
What sets TopOneTrader apart is their ultra-fast payout processing - averaging just 90 minutes from request to receipt. This is significantly faster than most competitors who typically take 1-5 business days. Combined with up to 100% profit split on their PRIME accounts, they offer one of the most trader-friendly compensation structures in the industry.
TopOneTrader offers four distinct funding programs to accommodate different trader profiles: the One-Step Challenge for quick funding, Two-Step Challenge for traditional evaluation, Instant Funding for immediate access, and Instant PRIME for traders seeking the highest profit splits with tighter risk parameters.
The firm supports trading on Forex, Stock Indices, Precious Metals, and Cryptocurrencies through multiple platforms including MT5, cTrader, TradeLocker, and MatchTrader - all integrated with TradingView for advanced charting capabilities.
TopOneTrader offers multiple paths to funded trading, each designed for different trader preferences and risk tolerances. Here's how to get started:
Pass a trading evaluation (One-Step or Two-Step) to prove your skills and get funded.
Skip evaluation entirely with Instant Funding or PRIME - start trading immediately.
Unlike many competitors, TopOneTrader has no time limit on their evaluation phases. Take as long as you need to reach your profit targets while respecting the drawdown rules. This reduces pressure and allows for more strategic, disciplined trading.
TopOneTrader offers four distinct funding programs. Select the one that best matches your trading style and risk tolerance:
The quickest way to get funded. Pass one evaluation phase with a 10% profit target and you're in. Features a 7% trailing drawdown and no time limit.
| Account | Price | Target | Daily Loss | Max Loss | Leverage | Split | |
|---|---|---|---|---|---|---|---|
| $5,000 | $64 | 10% | 4% | 7% (trailing) | 1:10 | Up to 90% | Get Started |
| $10,000 | $119 | 10% | 4% | 7% (trailing) | 1:10 | Up to 90% | Get Started |
| $25,000 | $239 | 10% | 4% | 7% (trailing) | 1:10 | Up to 90% | Get Started |
| $50,000Popular | $359 | 10% | 4% | 7% (trailing) | 1:10 | Up to 90% | Get Started |
| $100,000 | $539 | 10% | 4% | 7% (trailing) | 1:10 | Up to 90% | Get Started |
| $200,000 | $1,079 | 10% | 4% | 7% (trailing) | 1:10 | Up to 90% | Get Started |
Understanding the rules is crucial for success with any prop firm. Here's a comprehensive breakdown of TopOneTrader's trading rules:
| Rule | One-Step | Two-Step | Instant | PRIME |
|---|---|---|---|---|
| Daily Loss Limit | 4% | 4% | 3% | 2.5% |
| Max Drawdown | 7% (trailing) | 8% (static) | 6% (trailing) | 5% (static) |
| Min Trading Days | 3 profitable | 3 profitable | None | None |
| Time Limit | Unlimited | Unlimited | N/A | N/A |
| Leverage | 1:10 | 1:30 | 1:50 | 1:50 |
TopOneTrader offers a diverse range of trading instruments across multiple asset classes:
Major, minor, and exotic pairs
Major global stock indices
Precious metals trading
Major cryptocurrencies
TopOneTrader supports four professional trading platforms, all integrated with TradingView:
Industry-standard platform with advanced charting, EAs support, and mobile apps.
Modern platform known for its clean interface and advanced order types.
New-generation platform with TradingView integration built-in.
Innovative platform with social trading features and advanced analytics.
Industry-leading payout speed
TopOneTrader is known for having one of the fastest payout processing times in the industry. While most prop firms take 1-5 business days, TopOneTrader averages just 90 minutes from request to receipt. This makes them ideal for traders who value quick access to their profits.
First payout (14 days for Flash)
Subsequent payouts available
Minimum profit to withdraw
Cryptocurrency
BTC, USDT, and more
Bank Transfer
Via RiseWorks payment service
850+ Reviews
TopOneTrader maintains a solid 4.6/5 rating on Trustpilot. While newer than competitors like FTMO (4.9) or The5ers (4.8), they've built a respectable reputation in their short time operating.
Our proprietary rating based on key performance metrics
New but solid track record so far
Flexible with no time limits
Industry-leading speed (~90 min)
24/7 with fast response times
Competitive with frequent discounts
TopOneTrader is a promising newcomer to the prop trading industry that has quickly differentiated itself through ultra-fast payouts andflexible funding options. While they lack the multi-year track record of established firms like FTMO or The5ers, their transparent US-based operations and competitive offerings make them worth considering.
No time limits but strict drawdown rules (5-8%)
Our expert rating
850+ reviews
Don't just take our word for it. See what thousands of traders say about their experience with TopOneTrader on Trustpilot.
Disclaimer: Reviews displayed are sourced from Trustpilot, an independent review platform. DealPropFirm is not affiliated with Trustpilot. Reviews are displayed as-is without modification. Rating and review count are updated every 24 hours. For the complete and most current reviews, please visit Trustpilot directly.
Get funded with TopOneTrader and enjoy ultra-fast payouts, up to 100% profit split, and no time limits. Choose from 4 funding programs and scale up to $5M.