TopOneTradervsFTMO
TopOneTrader or FTMO? ~90 min payouts vs industry standard. Up to 100% split vs 80-90%. Compare these forex prop firms →
Exclusive Codes
TopOneTrader
Auto-ApplyFTMO
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FTMO
* Prices shown are for the cheapest account with current promotions
Overview: TopOne vs FTMO
The speed demon vs the industry titan. TopOneTrader (founded 2023) has made waves with its ultra-fast ~90 minute average payout processing and up to 100% profit splits on PRIME accounts. FTMO (founded 2015) is the industry gold standard with $200M+ paid to 300K+ traders over 10 years. One offers unmatched speed, the other offers unmatched trust. Which matters more to you?
Key Differences
| Category | TopOne | FTMO | Winner |
|---|---|---|---|
| Payout Speed | ✓~90 minutes avg | 1-3 business days | TopOne |
| Profit Split | ✓Up to 100% (PRIME) | 80-90% | TopOne |
| Founded | 2023 (2 years) | ✓2015 (10 years) | FTMO |
| Total Paid | $5M+ | ✓$200M+ | FTMO |
| Trustpilot | 4.6 (850) | 4.5 (8K) | Tie |
| Entry Price | ✓$64 (One-Step) | $89 (10K) | TopOne |
| Instant Funding | ✓Yes | No | TopOne |
| Time Limit | ✓None | 4+ days min | TopOne |
* Prices shown are for the cheapest account with current promotions
💰 Withdrawal & Payout Rules
Critical Info| ⚠️ Rule | TopOne | FTMO |
|---|---|---|
💵Max Withdrawal (Simulated) | Unlimited | Unlimited |
🏦Max Withdrawal (Live) | $25K/day | Unlimited |
🔄Payout Cycle | Bi-weekly | Bi-weekly (14 days, 7 for VIP) |
⚠️Buffer Rule (The "Gotcha") | Trailing to static after 6% profit | No buffer rule - Static Max Drawdown (Safer) |
💡Understanding withdrawal rules is crucial before choosing a prop firm. These limits can significantly impact your trading strategy.
Prop firm rules (especially dynamic scaling and payout caps) change frequently. Please verify the latest T&Cs on the official website before signing up.
Our Verdict
TopOneTrader wins on payout speed (~90 min) and profit split (up to 100%). FTMO wins on track record (10 years, $200M+ paid). Speed vs trust.
Choose TopOne if...
Choose TopOneTrader for ultra-fast ~90 min payouts, up to 100% profit split, and instant funding options.
Get started with TopOneChoose FTMO if...
Choose FTMO for 10-year proven track record, on-demand payouts, and industry-standard reputation.
Get started with FTMOWho Should Choose Each Firm?
TopOneTrader is best for:
- You want industry-fastest payouts (~90 min)
- You want up to 100% profit split (PRIME)
- You want instant funding options
- No time limit on evaluations appeals
- US-based company matters to you
- You don't mind a newer firm
FTMO is best for:
- You want 10-year track record
- You prefer on-demand payouts anytime
- $200M+ paid gives you confidence
- You want the 'industry standard' name
- You trade stocks and crypto too
- 300K+ funded traders proves legitimacy
Pros & Cons
TopOneTrader
Pros
- ✅Ultra-fast payouts (~90 minutes average)
- ✅Up to 100% profit split on PRIME accounts
- ✅4 funding programs to choose from
- ✅No time limit on evaluations
- ✅US-based company (Wyoming)
Cons
- ❌Established 2023
- ❌Low leverage on One-Step (1:10)
- ❌Tight drawdown on PRIME (5%)
FTMO
Pros
- ✅Trade forex, stocks, crypto, indices
- ✅Established since 2015
- ✅On-demand payouts anytime
- ✅Static drawdown (easier to manage)
- ✅Scale up to $2M account
Cons
- ❌2-step evaluation process
- ❌5% daily loss limit (strict)
- ❌More expensive than competitors
Frequently Asked Questions
Which has faster payouts?
Which offers higher profit split?
Which is more established?
Which has instant funding?
Which is cheaper to start?
The Bottom Line
TopOneTrader for speed (~90 min payouts) and profit potential (100% split). FTMO for trust (10 years, $200M+ paid). New trader? Maybe FTMO's reputation. Experienced trader wanting fast payouts? TopOneTrader.
Ready to Get Started?
Choose the prop firm that best fits your trading style and start your funded trading journey today.
* Prices shown are for the cheapest account with current promotions
Read Our Full Reviews
In-depth analysis, pricing, rules & verdict
In-depth analysis, pricing, rules & verdict