Head-to-Head Comparison 2026

TopOneTradervsApex Trader Funding

TopOneTrader or Apex? Forex vs Futures. ~90 min vs bi-weekly payouts. 100% vs 90% split. Compare these prop firms →

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TopOneTrader

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Apex Trader Funding

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TopOneTrader

Price
$64
Up to 100% Profit Split
Trustpilot
4.6/5
850 reviews
Profit Split
Up to 100%
Time to Pass
No time limit
Visit TopOne

Apex Trader Funding

Price
$19.7
90% OFF
Trustpilot
4.5/5
15,938 reviews
Profit Split
90/10
Time to Pass
1 day minimum
Visit Apex

* Prices shown are for the cheapest account with current promotions

Overview: TopOne vs Apex

This comparison is about WHAT you trade. TopOneTrader focuses on forex, indices, metals, and crypto. Apex exclusively trades futures (ES, NQ, CL, GC). TopOneTrader offers ~90 minute payouts and 100% profit split. Apex offers $19.70 pricing (90% OFF) and $600M+ in total payouts. They don't compete - they serve different traders. But which is better for YOU?

Key Differences

CategoryTopOneApexWinner
MarketsForex, Indices, Metals, CryptoFutures only Tie
Entry Price$64 (One-Step)$19.70 (90% OFF) Apex
Payout Speed~90 minutesBi-weekly TopOne
Profit SplitUp to 100%90% TopOne
Daily Loss Limit2.5-4%None Apex
Total Paid$5M+$600M+ Apex
Instant FundingYesNo TopOne
Founded20232021 Apex

* Prices shown are for the cheapest account with current promotions

💰 Withdrawal & Payout Rules

Critical Info
⚠️ RuleTopOneApex
💵Max Withdrawal (Simulated)
UnlimitedUnlimited
🏦Max Withdrawal (Live)
$25K/day$25K/day
🔄Payout Cycle
Bi-weeklyTwice/month (1st & 15th)
⚠️Buffer Rule (The "Gotcha")
Trailing to static after 6% profit4.78% buffer on $50K PA

💡Understanding withdrawal rules is crucial before choosing a prop firm. These limits can significantly impact your trading strategy.

Last Updated: February 2026.
Prop firm rules (especially dynamic scaling and payout caps) change frequently. Please verify the latest T&Cs on the official website before signing up.

Our Verdict

Different markets: TopOneTrader is forex/CFD, Apex is futures only. TopOneTrader wins on payout speed (~90 min) and profit split (100%). Apex wins on price ($19.70) and track record ($600M+ paid).

Choose TopOne if...

Choose TopOneTrader if you trade forex/indices/crypto and want fast payouts with up to 100% profit split.

Get started with TopOne

Choose Apex if...

Choose Apex if you trade futures, want $19.70 pricing, and prefer their $600M+ proven track record.

Get started with Apex

Who Should Choose Each Firm?

TopOneTrader is best for:

  • You trade forex, indices, metals, crypto
  • You want ~90 minute payout speed
  • You want up to 100% profit split
  • You want instant funding option
  • No time limit on evaluation
  • US-based company appeals

Apex Trader Funding is best for:

  • You trade futures (ES, NQ, CL, GC)
  • You want cheapest price ($19.70)
  • You want no daily loss limit
  • $600M+ paid gives confidence
  • You want proven 4-year track record
  • You can pass in 1 day

Pros & Cons

TopOneTrader

Pros

  • Ultra-fast payouts (~90 minutes average)
  • Up to 100% profit split on PRIME accounts
  • 4 funding programs to choose from
  • No time limit on evaluations
  • US-based company (Wyoming)

Cons

  • Established 2023
  • Low leverage on One-Step (1:10)
  • Tight drawdown on PRIME (5%)

Apex Trader Funding

Pros

  • 90% OFF = from $19.70 + One-Time PA Fees (Ends Feb 4)
  • No daily loss limit
  • Pass evaluation in just 1 day
  • 90/10 profit split from day 1
  • $600M+ paid to traders

Cons

  • Futures only (no forex/stocks)
  • Trailing drawdown can be tricky
  • $85/month PA fee after funded

Frequently Asked Questions

Can I trade forex on Apex?
No. Apex is futures-only (ES, NQ, CL, GC, etc.). For forex trading, choose TopOneTrader or another forex prop firm.
Can I trade futures on TopOneTrader?
No. TopOneTrader focuses on forex, indices, metals, and crypto. For futures, choose Apex or another futures prop firm.
Which is cheaper?
Apex at $19.70 (with 90% OFF) is significantly cheaper than TopOneTrader at $64. But they trade different markets.
Which has faster payouts?
TopOneTrader dominates with ~90 minute average. Apex pays bi-weekly. TopOneTrader is dramatically faster.
Which has better profit split?
TopOneTrader offers up to 100% (PRIME). Apex offers 90%. TopOneTrader wins on profit potential.

The Bottom Line

Choose based on WHAT you trade. Forex/indices/crypto trader? TopOneTrader for fast payouts. Futures trader? Apex for cheap pricing ($19.70). They don't compete directly.

Ready to Get Started?

Choose the prop firm that best fits your trading style and start your funded trading journey today.

* Prices shown are for the cheapest account with current promotions

Read Our Full Reviews

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