TopstepvsTake Profit Trader
Topstep ($149 activation) vs TPT ($0 activation + Day 1 payouts). Compare fees, payout speed & rules. The winner is clear →
Exclusive Codes
Topstep
Auto-ApplyTake Profit Trader
Topstep
Take Profit Trader
Winner* Prices shown are for the cheapest account with current promotions
WINNER: TAKE PROFIT TRADER
* Price shown for the cheapest account with current promotion
Overview: Topstep vs TPT
The industry pioneer vs the speed disruptor. Topstep has been funding traders since 2012 - they invented the prop firm evaluation model. But Take Profit Trader is rewriting the rules with Day 1 payouts and zero activation fees. When you do the math, TPT's 'higher' eval price is actually 50% cheaper than Topstep when you factor in the $149 activation fee. Speed AND savings? That's a hard combo to beat.
Key Differences
| Category | Topstep | TPT | Winner |
|---|---|---|---|
| Activation Fee | $149 per account | ✓$0 (FREE) | TPT |
| First Payout | 10-15 days (5 winning days) | ✓Day 1 (PRO+) | TPT |
| Total Cost (50k) | $198 (eval + activation) | ✓$90 (eval only) | TPT |
| Daily Loss Limit | Yes (varies) | ✓None | TPT |
| Drawdown Type | Trailing | ✓EOD Trailing | TPT |
| Platforms | ✓Tradovate, TS, NinjaTrader | Tradovate, NinjaTrader | Topstep |
| Founded | ✓2012 (12+ years) | 2022 (3 years) | Topstep |
| Profit Split | 90/10 | 90/10 | Tie |
* Prices shown are for the cheapest account with current promotions
💰 Withdrawal & Payout Rules
Critical Info| ⚠️ Rule | Topstep | TPT |
|---|---|---|
💵Max Withdrawal (Simulated) | 50% of balance | No daily cap (PRO+) |
🏦Max Withdrawal (Live) | 50% of balance | Unlimited |
🔄Payout Cycle | Weekly (after 5 winning days) | Day 1 (PRO+) |
⚠️Buffer Rule (The "Gotcha") | Must maintain buffer above threshold | EOD - more breathing room |
💡Understanding withdrawal rules is crucial before choosing a prop firm. These limits can significantly impact your trading strategy.
Prop firm rules (especially dynamic scaling and payout caps) change frequently. Please verify the latest T&Cs on the official website before signing up.
Our Verdict
Take Profit Trader wins on total cost ($90 vs $198 with activation fees) and payout speed (Day 1 vs 10-15 days). Topstep wins on reputation (12 years) and platform options.
Choose Topstep if...
Choose Topstep for 12-year track record, educational resources, and if you're a beginner wanting the safest brand.
Get started with TopstepChoose TPT if...
Choose TPT for Day 1 payouts, $0 activation fee, and if you want your money FAST.
Claim TPT DealWho Should Choose Each Firm?
Topstep is best for:
- You want the most recognized brand (12+ years)
- You value educational resources and community
- You want TradingView integration (via Tradovate)
- You're a beginner who wants the 'safest' choice
- You don't mind the $149 activation fee
- Weekly payouts are acceptable to you
Take Profit Trader is best for:
- You want your money on Day 1 (no waiting)
- You hate activation fees ($0 vs $149)
- You want to be profitable faster (math wins)
- You prefer EOD drawdown (safer for swing trading)
- No daily loss limit appeals to you
- You want 90% profit split from the start
Pros & Cons
Topstep
Pros
- ✅One of the oldest prop firms (since 2012)
- ✅Weekly payouts available
- ✅90/10 profit split
- ✅Strong educational resources
Cons
- ❌Daily loss limit applies
- ❌Monthly subscription model
- ❌Fewer account size options
Take Profit Trader
Pros
- ✅40% OFF + No Activation Fee
- ✅Day-one withdrawals (PRO+)
- ✅90% profit split
- ✅No consistency rule
- ✅No daily loss limit
Cons
- ❌Established 2022
- ❌Smaller payout history
Frequently Asked Questions
Why is Take Profit Trader cheaper even though the eval costs more?
What is Day 1 payout at Take Profit Trader?
Is Topstep more trustworthy because it's older?
Which has better payout rules?
Can I use TradingView with both?
The Bottom Line
Take Profit Trader wins on math and speed. $90 total vs $198 total. Day 1 payouts vs 10-15 day wait. Unless you specifically want Topstep's 12-year reputation, TPT is the smarter financial choice.
Ready to Get Started?
Choose the prop firm that best fits your trading style and start your funded trading journey today.
* Prices shown are for the cheapest account with current promotions
Read Our Full Reviews
In-depth analysis, pricing, rules & verdict
In-depth analysis, pricing, rules & verdict