Head-to-Head Comparison 2026

Lux Trading FirmvsFTMO

Lux Trading Firm (A-Book) vs FTMO (B-Book). Real execution vs simulation. $10M scaling vs $2M. Which prop firm model wins?

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Lux Trading Firm

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Lux Trading Firm

Price
$199
Trustpilot
4.5/5
847 reviews
Profit Split
75% (up to 80%)
Time to Pass
No time limit
Visit Lux

FTMO

Price
$89
Trustpilot
4.5/5
8,247 reviews
Profit Split
80/20 (up to 90/10)
Time to Pass
4+ days minimum
Visit FTMO

* Prices shown are for the cheapest account with current promotions

Is Lux or FTMO Better?

This isn't just another prop firm comparison. This is a fundamental question about what kind of trader you want to be. Lux Trading Firm is the ONLY prop firm offering A-Book execution - your trades hit REAL markets via FX Edge. FTMO, like 99% of prop firms, uses B-Book simulation. One builds a real track record accepted by banks. The other maximizes short-term profit splits. Let's break down which model serves YOUR goals.

What Are the Key Differences Between Lux and FTMO?

Here is a side-by-side comparison of Lux Trading Firm and FTMO across pricing, profit split, drawdown rules, platforms, and payout speed. The winner of each category is highlighted.

CategoryLuxFTMOWinner
Execution ModelA-Book (REAL markets)B-Book (Simulation) Lux
Max Scaling$10,000,000$2,000,000 Lux
Profit Split75-80%80-90% FTMO
Track RecordAudited, realSimulated Lux
Bank AcceptanceYesNo Lux
Salary ProgramYes (Elite traders)No Lux
Entry Price£199 ($250)$89 FTMO
Founded20212015 FTMO
Trustpilot4.5/5 (847)4.3/5 (8,000+) Tie

* Prices shown are for the cheapest account with current promotions

How Do Lux and FTMO Handle Payouts?

Critical Info

Payout rules are the most important factor when choosing a prop firm. Below is a detailed comparison of withdrawal limits, payout cycles, and buffer rules between Lux Trading Firm and FTMO.

⚠️ RuleLuxFTMO
💵Max Withdrawal (Simulated)
UnlimitedUnlimited
🏦Max Withdrawal (Live)
Unlimited (tiered)Unlimited
🔄Payout Cycle
Bi-weeklyBi-weekly (14 days, 7 for VIP)
⚠️Buffer Rule (The "Gotcha")
No buffer rule - Balance-based trailingNo buffer rule - Static Max Drawdown (Safer)

💡Understanding withdrawal rules is crucial before choosing a prop firm. These limits can significantly impact your trading strategy.

Last Updated: February 2026.
Prop firm rules (especially dynamic scaling and payout caps) change frequently. Please verify the latest T&Cs on the official website before signing up.

What Does Our Testing Reveal About Lux vs FTMO?

Lux is the ONLY A-Book prop firm (real market execution). FTMO uses B-Book (simulation). Lux scales to $10M, FTMO to $2M. FTMO has better profit split (80-90%) vs Lux (75%). Choose based on what matters: real execution or higher splits.

Choose Lux if...

Choose Lux if you want REAL market execution, audited track record for banks/funds, and career-level scaling to $10M.

Get started with Lux

Choose FTMO if...

Choose FTMO if you want higher profit splits, established 9-year track record, and don't care about execution type.

Get started with FTMO

Who Should Choose Each Firm?

Lux Trading Firm is best for:

  • You want REAL market execution (A-Book)
  • You need an audited track record for banks/hedge funds
  • You want to scale to $10M (highest in industry)
  • You want a monthly salary option
  • You're building a professional trading career
  • You value UK-based regulation and credibility

FTMO is best for:

  • You want higher profit split (80-90%)
  • You prefer 9+ years of company history
  • You want on-demand payouts anytime
  • You don't care if trades are simulated
  • You want lower entry price ($89 vs £199)
  • You trade multiple asset classes

What Are the Pros and Cons of Lux vs FTMO?

Every prop firm has strengths and weaknesses. Here is an honest breakdown of what Lux Trading Firm and FTMO each do well and where they fall short.

Lux Trading Firm

Pros

  • ONLY A-Book execution prop firm (real markets)
  • Scale up to $10M (highest in industry)
  • Real salary program for Elite traders
  • Audited track record (accepted by banks)
  • 100% fee refund after Stage 1
  • UK-based, Award Winner 2026

Cons

  • 75% profit split (lower than competitors)
  • Higher entry price (£199 for $100K)
  • Stricter rules (professional environment)

FTMO

Pros

  • Trade forex, stocks, crypto, indices
  • Established since 2015
  • On-demand payouts anytime
  • Static drawdown (easier to manage)
  • Scale up to $2M account

Cons

  • 2-step evaluation process
  • 5% daily loss limit (strict)
  • More expensive than competitors

Frequently Asked Questions

What is A-Book vs B-Book execution?
A-Book: Your trades go to real markets with real liquidity (Lux via FX Edge). B-Book: Trades stay internal, simulated against the firm's book (FTMO). Only A-Book creates a verifiable track record.
Why does real execution matter?
Banks and hedge funds ONLY accept audited track records from real market execution. B-Book simulation proves nothing. If you want a career in finance, only Lux's A-Book track record counts.
Why is FTMO's profit split higher?
B-Book firms keep all your 'profits' internally - there's no real cost to them. A-Book firms like Lux actually pay from real trading profits, hence lower splits but real money.
Which is better for beginners?
FTMO is cheaper and has more relaxed rules. Lux is for serious traders building a career. Start with FTMO to learn, graduate to Lux for professional credibility.
Can I trust both firms?
Yes. FTMO has 9 years of payouts. Lux is UK-based, A-Book audited, and won Best A-Book Prop Firm 2026. Both are legitimate, just different models.

What Is the Final Verdict on Lux vs FTMO?

FTMO for most traders wanting quick profits. Lux for serious traders building a real career with bank-accepted track records. Different goals, different firms.

Ready to Get Started?

Choose the prop firm that best fits your trading style and start your funded trading journey today.

* Prices shown are for the cheapest account with current promotions

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